Junaid N Savani
Junaid.Savani@kennedyslaw.com
+1 305 374 8066
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Profile
Education
- Emory University School of Law, JD (with honors), 2010
- High Point University, BS, 2006
As a partner in the Miami office, Junaid primarily focuses his practice on insurance coverage. He has extensive experience representing insurers in complex litigation in state and federal courts across the country. He also has significant appellate experience, including arguing before the Eighth and Eleventh Circuit Courts of Appeal. In addition to Florida, Junaid is also barred in Georgia and Tennessee, and he routinely handles both insurance coverage and insurance defense matters that arise in all three states.
During his years of practice, Junaid has handled a vast variety of coverage issues, including those arising under commercial general, professional, directors and officers, automobile, and employment liability insurance policies. He has advised clients on a broad spectrum of claims handling issues ranging from initial coverage evaluations to the implementation of best practices for bad faith avoidance.
Prior to private practice, Junaid worked as a staff attorney for the Third Judicial Circuit of Florida. He is also fluent in Urdu.
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Qualifications and admissions
- Florida
- Georgia
- Tennessee
- US District Court, Northern, Middle and Southern Districts of Florida
- US District Court, Northern District of Georgia
- US District Court, Eastern District of Tennessee
- US Court of Appeals, Eighth and Eleventh Circuits
Presentations and publications
- Author, “Tennessee pollution exclusion confusion: Courts differ but clauses can apply,” published for Insurance Journal (October 2024)
- Author, "An unresolved issue of Tennessee coverage law: The scope of pollution exclusions," published for Kennedys (July 2024)
- “Florida’s Tort and Bad Faith Law Reform,” In-House Client Training (October 2023)
- Co-author, “All claims must be analyzed before a district court can exercise its discretion to dismiss a Federal Declaratory Judgment action in the Eleventh Circuit,” published for Kennedys (June 2022)
- “Florida Good Faith Law,” In-House Client Training (May 2022)
Report decisions
- James River Ins. Co. v. Sheehe & Assocs., P.A., No. 6:22-CV-613-WWB-DCI, 2024 WL 821282 (M.D. Fla. Feb. 12, 2024) (concluding professional liability insurer owed no duty to defend underlying action alleging multimillion dollars in damages because the allegations pertained to fraudulent overbilling as opposed to the rendering of professional services)
- Krupa v. James River Ins. Co., No. 23-62014-CIV, 2024 WL 577524 (S.D. Fla. Jan. 19, 2024) (granting insurer’s motion to dismiss with prejudice because the underlying allegations did not fall within the amended definition of personal and advertising injury)
- Lawton v. 2nd Street Enterprises Inc., No. CACE17022436, 2023 WL 5174470 (Fla.Cir.Ct. Aug. 07, 2023) (concluding insured’s failure to provide insurer’s timely notice of a lawsuit precluded coverage because this delay caused the insurer to suffer actual prejudice)
- Great American Alliance Ins. Co., et al., v. Monte Carlo of Miami Condo. Assn., Inc., et al., No. 22-21238-CIV, 2023 WL 9102199 (S.D. Fla. Feb. 22, 2023) (concluding negligent security lawsuit involving a shooting death was subject to a $50,000 assault and battery sublimit)
- James River Ins. Co. v. O'Gallagher LLC, No. 21-80865-CV, 2022 WL 2961024 (S.D. Fla. July 19, 2022) (granting insurer’s motion for summary judgment because the underlying shooting incident was not covered pursuant to the assault and battery exclusion)
- James River Ins. Co. v. Rich Bon Corp., 34 F.4th 1054 (11th Cir. 2022) (concluding district court abused its discretion in dismissing insurer’s declaratory judgment action because it failed to properly apply the “totality-of-the-circumstances” analysis required for Brillhart/Wilton abstention)
- Safeway, Inc. v. James River Ins. Co., No. 6:22-CV-132-PGB-DCI, 2022 WL 1152797 (M.D. Fla. Apr. 13, 2022) (concluding insurer owed no duty to defend or indemnify because putative additional insured was not being sued for the named insured’s vicarious liability)
- Davis v. Great N. Ins. Co., No. 21-61958-CIV, 2021 WL 5577233 (S.D. Fla. Nov. 29, 2021) (granting insurer’s motion to dismiss bad faith action with prejudice under New York law)
- Privilege Underwriters Reciprocal Exch., Inc. v. James River Ins. Co., 315 So. 3d 662 (Fla. 4th DCA 2021) (affirming summary judgment in the insurer’s favor on the basis of a residential exclusion)
- Topp's Mech., Inc. v. Kinsale Ins. Co., 968 F. 3d 854 (8th Cir. 2020) (in a matter of first impression holding that waiver and estoppel are not available to broaden coverage under a claims-made policy pursuant to Nebraska law)
- Kinsale Ins. Co. v. Murphy, 285 So. 3d 411 (Fla. 1st DCA 2019) (granting insurer’s writ of certiorari because the trial court departed from the essential requirements of law by denying motion to quash nonparty subpoena)
Insurance and reinsurance