William Healy
William.Healy@kennedyslaw.com
+44 20 7667 9777
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Profile
Will is an expert insurance coverage lawyer who specialises in advising on first-party property damage, business interruption (including COVID-19 business interruption), third party liability claims and cyber insurance. He has advised on hundreds of contentious insurance claims both in the UK and internationally ranging from small first party claims involving fires and floods through to large multi-million pound liability disputes.
He has substantial experience of binding and non-binding dispute resolution including claims before the Financial Ombudsman Service, High Court litigation and arbitral proceedings. He is presently involved in several contentious insurance arbitrations, including claims under Bermuda Form policies. Many of Will’s cases resolve via alternative dispute resolution and he has recently settled several high-value disputes at mediation.
Will’s practice encompasses all aspects of insurance contract law including scope and validity of notifications (including block notifications), breach of the duty of fair presentation, compliance with policy terms and conditions and the application of the Insurance Act 2015, fraudulent claims and waiver and estoppel issues. He has also conducted policy wording reviews and advised generally on wording issues.
A significant element of Will’s practice is devoted to cyber insurance and he is a regular speaker and author on cyber and data protection risk issues, with a focus on cyber coverage. Will has acted as coverage and monitoring counsel to leading London market cyber insurers in connection with several high-profile cyber incidents. He has also advised on coverage issues that are particular to the cyber insurance market including on the insurability of GDPR fines.
Will is a member of the Forum of Insurance Lawyers (FOIL).
Qualifications and admissions
Qualifications/Education
- Qualified in England and Wales in 2014
- University of Cambridge, 2011
Work highlights
- Acting for a Lloyd’s syndicate in a coverage dispute in relation to the application of a waste condition following a serious fire at a restaurant.
- Assisting a Lloyd’s syndicate with its response to COVID-19 business interruption claims including drafting template claims correspondence for >50 wordings and advising the syndicate on numerous claims.
- Acting as coverage and monitoring counsel to a leading cyber insurer in relation to multiple high-profile cyber incidents including DDOS and ransomware attacks.
- Acting for insurers in a coverage dispute concerning a product recall claim following a fatality at a cinema due to the alleged contamination of popcorn.
- Assisting an international composite insurer in its response to a multi-million pound public liability claim brought against a vulnerable insured.
Insurance and reinsurance