Fraud blog: Fundamentally Honest
Welcome to Fundamentally Honest, the blog on all things fraud from Kennedys’ experts.
Whatever your involvement and interest in insurance and claims fraud, we are here to keep you up to speed on developments in legislation, procedure, case law, innovation and technology, best practice, claims investigation, the latest thinking and more.
We will share our experience and insight with both UK and global perspectives and bring you guest writers from across the industry.
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Blog 01/08/2022
Cost of living … a looming fraud crisis?
In July 2022, it was reported that Zurich UK saw a 25% increase in fraudulent property claims, with the increase in the cost of living believed to be driving a range of fraudulent behaviours ranging from using insurance policies to make money to the inception of policies to cover life’s losses after the fact.
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Blog 03/05/2022
No further reform in motor claims
In a surprise to the personal injury sector, the UK Government has ditched plans for further reform of the whiplash claims process. Here, we look at the Ministry of Justice's response to issues within Part Two of the ‘Reforming the Soft Tissue Injury Claims Process’ consultation and what this means for fraudulent claims.
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Blog 02/03/2021
The power of stories
In 1997 Harold Skipper wrote about the ways in which insurance contributes to society and economic growth by aiding economic development and stability. However, when claims have to be defended or declined, these can be difficult stories to tell to those outside the industry and without the context of being informed on the issues.
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Blog 02/02/2021
The truth will out!
Last year brought many new challenges and obstacles. There was however, one constant; the Fundamentally Dishonest claimant. Here are some of our favourite “GOTCHA” moments from 2020.
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Blog 26/01/2021
Agreeing to disagree
In a recent article Martin Stockdale worked with colleagues across Kennedys in reviewing the recent report of the Civil Justice Council (CJC) Working Group on low value personal injury claims. Part of their debate and discussion focussed on reforms that address the fraudulent, or unmeritorious, claims. In this post he reprises their review of the main issues.
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Blog 24/11/2020
Stop the scams – COVID-19 claims
In this series we have highlighted and supported the IFB “Stop the scams” campaign. In this final piece we look at the anticipated impact of COVID-19 on insurance claims and fraud.
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Blog 06/11/2020
Crash for cash – stop the scams!
Crash for cash scams involve fraudsters who intentionally drive dangerously (such as slamming on their brakes suddenly and without reason), to cause an innocent motorist to crash into them so they can claim for compensation.
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Blog 02/11/2020
Low speed impact; a look ahead from a Scottish perspective…
In a world of “where there is blame, there is a claim”, low speed impacts (LSI) or low velocity impacts (LVI) are at the forefront of road traffic insurers’ minds; a scenario where the pursuer (claimant) claims to have suffered an injury after being involved in a minor road traffic collision with another road user.
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Blog 10/09/2020
Claim Notification Forms – take them seriously!
Sometimes there is an absence of any real detail in a Claim Notification Form (CNF). It may be a missing National Insurance number, an incomplete address or no description of the injuries allegedly suffered. The missing information could be the very first signs that something is not right with the claim.
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Blog 22/07/2020
If it sounds too good to be true…the SRA issue warning to firms around cavity wall insulation claims
We consider the impacts of the latest SRAb warning to firms around cavity wall insulation claims.