Welcome to Fundamentally Honest, the blog on all things fraud from Kennedys’ experts.
Whatever your involvement and interest in insurance and claims fraud, we are here to keep you up to speed on developments in legislation, procedure, case law, innovation and technology, best practice, claims investigation, the latest thinking and more.
We will share our experience and insight with both UK and global perspectives and bring you guest writers from across the industry.
Sign up to the RSS feed to receive notifications of new posts.
Showing 1 - 10 of 23
In 1997 Harold Skipper wrote about the ways in which insurance contributes to society and economic growth by aiding economic development and stability. However, when claims have to be defended or declined, these can be difficult stories to tell to those outside the industry and without the context of being informed on the issues.
Last year brought many new challenges and obstacles. There was however, one constant; the Fundamentally Dishonest claimant. Here are some of our favourite “GOTCHA” moments from 2020.
In a recent article Martin Stockdale worked with colleagues across Kennedys in reviewing the recent report of the Civil Justice Council (CJC) Working Group on low value personal injury claims. Part of their debate and discussion focussed on reforms that address the fraudulent, or unmeritorious, claims. In this post he reprises their review of the main issues.
Crash for cash scams involve fraudsters who intentionally drive dangerously (such as slamming on their brakes suddenly and without reason), to cause an innocent motorist to crash into them so they can claim for compensation.
In a world of “where there is blame, there is a claim”, low speed impacts (LSI) or low velocity impacts (LVI) are at the forefront of road traffic insurers’ minds; a scenario where the pursuer (claimant) claims to have suffered an injury after being involved in a minor road traffic collision with another road user.
Sometimes there is an absence of any real detail in a Claim Notification Form (CNF). It may be a missing National Insurance number, an incomplete address or no description of the injuries allegedly suffered. The missing information could be the very first signs that something is not right with the claim.
If it sounds too good to be true…the SRA issue warning to firms around cavity wall insulation claims
We consider the impacts of the latest SRAb warning to firms around cavity wall insulation claims.
The classic scenario in a low speed impact is that one vehicle hits another at a low speed and there is barely any damage to either vehicle. The seemingly minor impact prompts claims for compensation for whiplash injuries, often with lengthy prognoses of 12-18 months of suffering.
In order to keep the wheels of justice moving, the courts have been hearing cases remotely during the COVID-19 pandemic. But, could a remote hearing ever be a suitable platform for fundamental dishonesty allegations?