Melissa Er
Profile
Melissa is a Senior Associate in Kennedys Financial Lines Team in Singapore. She provides coverage advice and monitors and defends insurance claims across a range of product lines including Directors & Officers, Financial Institutions, Professional Indemnity, Cyber, and Product Recall. She also advises insurers on policy drafting in these product lines.
Melissa also acts for healthcare institutions and healthcare professionals in civil proceedings, coronial investigations, and disciplinary proceedings and advises on healthcare regulatory and ethical issues.
Melissa is a member of our APAC Cyber and Data Privacy practice. She provides incident response management for cyber incidents, including advising on data protection issues and obligations, notifications to regulators and contractual parties, and other regulatory matters arising from cyber incidents.
Qualifications and admissions
- Bachelor of Laws | Singapore Management University | 2021
- Advocate and Solicitor, Singapore | 2022
Work highlights
- Advising insurers and reinsurers on Directors and Officers claims in Singapore and Malaysia.
- Advising reinsurers on an investment manager claim made in India involving various prominent financial institutions.
- Advising reinsurers on various product recall matters involving electric vehicles in Korea and the United States.
- Advising reinsurers on a high-profile clinical negligence matter in Singapore involving systemic misdiagnoses of cancer.
- Defending a known Singapore hospital and its doctor at trial in the General Division of the High Court of Singapore in relation to an O&G procedure.
- Acting for and advising healthcare professionals from a range of specialties (eg. Orthopaedics, O&G, aesthetics, A&E, anaesthesiology, urology, psychiatry, cardiology and cardiothoracic surgery, radiology, haematology) in medical negligence claims.
- Acting for and advising healthcare professionals and healthcare institutions in Singapore in coronial investigations commenced by the Singapore Medical Council.
- Acting for and advising doctors in relation to disciplinary proceedings.
- Acting as cyber breach coach for a security printing company in Singapore that suffered a ransomware attack.
- Acting as cyber breach coach for a financial institution in Singapore following a blackhat hacker attack.
- Acting as cyber breach coach for a private international school in Singapore following a phishing attack.