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Official Injury Claim and fraud – two years since launch
We are now two years since the launch of the Official Injury Claim (OIC). In this blog, we offer some further thoughts on the whiplash reforms, fraud risk in the OIC and the available data.
The role of noise in decision-making for insurance claims professionals
In this article, we will explore the concept of noise in the decision-making of insurance claims professionals and discuss the impact it has on the industry.
Court of Appeal provides further guidance on mixed injury cases, but what does this mean for fraud practitioners?
Since the implementation of the Official Injuries Claims Portal, the personal injury industry has eagerly awaited further guidance from the judiciary as to the applicable compensation to be awarded to claimants who have sustained a whiplash injury as defined by the Civil Liability Act and a ‘non-whiplash injury’.
Justice Committee calls on government to revolutionise the way we fight fraud
The Justice Committee has recently published a report putting pressure on the government to make general and extensive change to every aspect of how fraud offences are dealt with.
Cost of living … a looming fraud crisis?
In July 2022, it was reported that Zurich UK saw a 25% increase in fraudulent property claims, with the increase in the cost of living believed to be driving a range of fraudulent behaviours ranging from using insurance policies to make money to the inception of policies to cover life’s losses after the fact.
Opportunistic claimant attempts to defraud the public purse – a reminder of the benefits of fraud strategies
Kennedys were instructed by a local authority to defend a claim brought by the son of a tenant, who had suffered burns following allegedly negligent maintenance works carried out by an agent of the authority.
Official Injury Claim and fraud – searching for the truth
In this blog article, we turn to the emphasis placed on telling the truth when presenting and responding to a claim in the Official Injury Claim (OIC) together with some comments on the latest data released by the Ministry of Justice.
No further reform in motor claims
In a surprise to the personal injury sector, the UK Government has ditched plans for further reform of the whiplash claims process. Here, we look at the Ministry of Justice's response to issues within Part Two of the ‘Reforming the Soft Tissue Injury Claims Process’ consultation and what this means for fraudulent claims.
Claims creep is on the rise: significant defendant savings at Liverpool County Court
Kennedys were instructed by the insurer of a steel fabrication company to defend a personal injury claim brought by an employee following an accident at work in July 2017. The Claimant had sustained a genuine injury, but grossly exaggerated their claim, resulting in a discontinuance at trial and savings of over £100,000 for our insurer client.
Palmer v Mantas and Liverpool Victoria Insurance – A reminder of the hurdles to be jumped by a defendant seeking to prove a claimant is fundamentally dishonest
The claimant received an award for damages in excess of £1.6 million for a minor traumatic brain injury (mTBI) and a somatic symptom disorder suffered after a high speed accident. Here, we look at this case from the perspective of allegations of fundamental dishonesty.